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Privacy Policy

Privacy Policy

Last Updated: 04/01/2022

1. Introduction

At UFS United Financial Services ("Company", "we", "us", or "our"), your privacy and data security are of paramount importance. This Privacy Policy explains how we collect, use, store, and protect your personal information when you visit our website https://www.unitefs.com (the "Website") or use our mortgage brokerage and related financial services (the "Services").

2. Information We Collect

Personal Information

We may collect personal information that you voluntarily provide when you interact with our Website or contact us, such as:

  • Name

  • Email address

  • Phone number

  • Mailing address

  • Any other information you choose to provide

Non-Personal Information

We also collect non-personal information automatically as you navigate our Website, which may include:

  • Browser type and version

  • IP address

  • Operating system

  • Usage data (e.g., pages viewed, links clicked)

3. How We Use Your Information

We use your information for purposes including, but not limited to:

  • Providing and improving our Services

  • Responding to your inquiries and communications

  • Facilitating transactions and processing mortgage-related services

  • Sending you important notifications and updates about our services

  • Complying with legal obligations

4. Sharing and Disclosure of Information

Your privacy is critical to us, and we take the following measures:

  • Vendors and Service Providers: We share your information only with trusted vendors and service providers who assist us in delivering our Services. These third parties are required to maintain the confidentiality and security of your information and to use it solely for the purposes for which it was disclosed.

  • No Sale of Personal Information: We do not sell, trade, or rent your personal information to any third parties.

  • Legal Requirements: We may disclose your information if required by law or in good faith belief that such action is necessary to comply with legal obligations, protect and defend our rights or property, or protect the personal safety of our users or the public.

5. Data Security

We employ appropriate technical and organizational measures to safeguard your personal information from unauthorized access, disclosure, alteration, or destruction. However, please note that no method of transmission over the Internet or electronic storage is 100% secure.

6. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with our legal obligations, resolve disputes, and enforce our agreements.

7. Your Rights

Depending on your jurisdiction, you may have rights regarding your personal information, including:

  • The right to access or update your personal data

  • The right to request deletion of your personal information

  • The right to opt-out of marketing communications

If you wish to exercise any of these rights, please contact us using the details provided below.

8. Third-Party Websites

Our Website may include links to external websites that are not operated by us. Please be aware that we are not responsible for the privacy practices or the content of these third-party sites. We encourage you to review the privacy policies of any third-party websites you visit.

9. Children's Privacy

Our Website is not directed to individuals under the age of 18, and we do not knowingly collect personal information from children. If you believe that we have inadvertently collected information from a child under 18, please contact us immediately so that we can promptly remove the information.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we make changes, we will update the "Last Updated" date at the top of this policy and post the updated version on our Website. Your continued use of the Website after any changes signifies your acceptance of the revised Privacy Policy.

11. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

UFS United Financial Services
41593 Winchester Road, Suite 200 Office 229
Temecula, CA 92590
Phone: 949.922.4639
Email: info@unitefs.com

Terms & Conditions

Last Updated: 04/04/2025

1. Introduction

Welcome to UFS United Financial Services (“Company”, “we”, “us”, or “our”). These Terms & Conditions (“Terms”) govern your use of our website located at https://www.unitefs.com (the “Website”) and all related services provided by the Company. By accessing or using our Website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our Website.

2. Definitions

  • User/You: Any individual or entity that accesses or uses the Website.

  • Services: The mortgage brokerage and related financial services provided by the Company.

  • Content: All text, images, graphics, logos, data, and other materials available on the Website.

3. Acceptance of Terms

By accessing the Website, you acknowledge that you have read, understood, and agree to be legally bound by these Terms, including any amendments or updates that may be made from time to time. Continued use of the Website constitutes acceptance of any revised Terms.

4. Use of Website

  • Eligibility: You must be at least 18 years of age and legally capable of entering into a binding contract to use our Website.

  • License: We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Website for personal and non-commercial purposes, subject to these Terms.

  • Prohibited Conduct: You agree not to use the Website for any unlawful purpose or in any manner that could damage, disable, overburden, or impair the Website. This includes, but is not limited to, unauthorized access, data scraping, or any form of disruptive activity.

5. Mortgage Services Disclaimer

The information provided on this Website is for general informational purposes only and should not be construed as financial, legal, or professional advice. While we strive to keep the information accurate and up-to-date, UFS United Financial Services makes no warranties, express or implied, regarding the completeness, accuracy, or reliability of any content. For personalized advice, please consult a licensed financial advisor or mortgage professional.

6. Intellectual Property

All content on the Website, including text, images, and logos, is the property of UFS United Financial Services or its licensors and is protected by applicable intellectual property laws. You may not modify, reproduce, distribute, or create derivative works from any content without our prior written consent.

7. Third-Party Links and Content

Our Website may contain links to third-party websites or resources that are not owned or controlled by UFS United Financial Services. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. Your use of such websites is at your own risk and subject to the terms of use of those sites.

8. Privacy Policy

Your use of the Website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. Please review our Privacy Policy to understand our practices regarding your personal data.

9. Limitation of Liability

To the fullest extent permitted by law, UFS United Financial Services shall not be liable for any direct, indirect, incidental, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from:

  • Your access to or use of, or inability to access or use, the Website or Services.

  • Any unauthorized access to or use of our servers or any personal information stored therein.

  • Any errors, omissions, or inaccuracies in the content provided on the Website.

10. Indemnification

You agree to indemnify, defend, and hold harmless UFS United Financial Services, its affiliates, officers, directors, employees, agents, and licensors from and against any claims, liabilities, damages, losses, or expenses arising out of or in any way connected with your access to or use of the Website, your violation of these Terms, or your infringement of any intellectual property or other rights of any person or entity.

11. Modifications to the Terms

We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting the updated Terms on the Website. Your continued use of the Website after any such changes constitutes your acceptance of the new Terms.

12. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising from or relating to these Terms or the use of the Website shall be resolved through good faith negotiations. If a resolution cannot be reached, the dispute shall be submitted to the courts located in California.

13. Contact Information

If you have any questions about these Terms, please contact us at:

UFS United Financial Services
41593 Winchester Road, Suite 200 Office 229
Temecula, CA 92590
Phone: 949.922.4639
Email: info@unitefs.com

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